SBA 504 Benefits

The SBA provides advantages over conventional financing by offering:

Lower Down Payments – As low as 10% is provided by the borrower, allowing them to save their cash for other business needs.
Fixed Rates on the SBA 504 Loan - Borrowers don't have to worry about the risk of an increase in the interest rate. This makes long-term planning easier because borrowers know the amount of their mortgage payments for the next 20 years.
Longer Terms - SBA 504 loans are 10 or 20 years. Longer terms result in a lower monthly payment for the borrower.
Lower Interest Rates – The long-term, competitive interest rate results in savings over the life of the loan.

We will work with the lending institution of your choice.
Our program specialists will meet with you to review the benefits of the SBA 504 program.
We partner with local and State loan programs.
Loan Committee Meetings held weekly.
Executive Loan Committee Meetings held within 24 hours of approval from loan committee meetings.